{"id":29941,"date":"2025-04-24T10:44:25","date_gmt":"2025-04-24T10:44:25","guid":{"rendered":"https:\/\/althenor.fr\/?p=29941"},"modified":"2025-04-24T12:17:56","modified_gmt":"2025-04-24T12:17:56","slug":"immobilier-valeur-refuge-en-2025","status":"publish","type":"post","link":"https:\/\/althenor.fr\/en\/immobilier-valeur-refuge-en-2025\/","title":{"rendered":"Why property remains a safe haven for the French in 2025"},"content":{"rendered":"<p><strong>While the financial markets remain unstable and the economic context remains uncertain, property retains a privileged place in the hearts of the French.<\/strong>\u00a0A recent study conducted by Catella Residential in partnership with YouGov reveals that\u00a0<strong>two out of three French people still consider property a safe investment<\/strong>. A closer look at a lasting trend, its foundations, and the levers to activate to support the recovery.<\/p>\n<h2>Confidence intact despite the economic climate<\/h2>\n<p>Despite inflation, rising rates and tighter credit-granting conditions,\u00a0<strong>67% of those surveyed believe that property is a wise investment<\/strong>. This perception is particularly strong among 25-44 year-olds, a generation still largely renting, and therefore sensitive to the challenges of home ownership.<\/p>\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"587\" src=\"https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa-1024x587.jpg\" alt=\"Why property remains a safe haven for the French in 2025\" srcset=\"https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa-1024x587.jpg 1024w, https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa-300x172.jpg 300w, https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa-768x440.jpg 768w, https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa-1536x880.jpg 1536w, https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa-143x83.jpg 143w, https:\/\/althenor.fr\/wp-content\/uploads\/2025\/04\/lors-que-les-marches-financiers-restent-instables-et-que-le-contexte-economique-demeure-incertain-limmobilier-conserve-une-place-privilegiee-dans-le-coeur-des-Francais.-Une-recente-etude-menee-pa.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t<p>Choice criteria that are changing<\/p>\n<p><!-- \/wp:post-content --><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p>The study highlights the main criteria that guide property purchases:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul><!-- wp:list-item --><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Price<\/strong> remains the determining factor for 68% of French people.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Location<\/strong> comes in second place with 53% of responses.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Energy performance<\/strong> is becoming a central issue, particularly among the over-55s, where 44% place it as a priority choice criterion.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li>Among 25-34 year-olds, there is a growing interest in the notions of <strong>sustainable water management<\/strong> and responsible housing.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:heading {\"className\":\"\"} --><\/p>\n<h2>Persistent obstacles to investment<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p>Despite strong appeal, <strong>only a quarter of French people plan to invest in the coming months<\/strong>. Several major obstacles are holding back the move to action:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul><!-- wp:list-item --><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>High interest rates<\/strong>, which make access to credit difficult. 61% of French people believe that a fall in rates would be a decisive lever.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Taxation seen as too complex<\/strong>, particularly for investors who have finished repaying their loan.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>A lack of information on assistance schemes<\/strong>, particularly among 18-24 year-olds, who are less well informed about financing opportunities.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:heading {\"className\":\"\"} --><\/p>\n<h2>What solutions are there to revive property investment?<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p>To support the return of investors and boost the market, several actions should be considered:<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:list --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul><!-- wp:list-item --><\/ul>\n<\/li>\n<\/ul>\n<p>\u00a0<\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Loosening borrowing conditions<\/strong> to facilitate home ownership.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Simplifying and making property taxation more readable<\/strong>, particularly around the status of the private landlord.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><!-- wp:list-item --><\/p>\n<ul>\n<li style=\"list-style-type: none;\">\n<ul>\n<li><strong>Better communication about assistance schemes<\/strong> (zero-interest loan, tax advantages, energy renovation subsidies) aimed at first-time buyers and young working people.<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n<p><!-- \/wp:list-item --><\/p>\n<p><!-- \/wp:list --><!-- wp:heading {\"className\":\"\"} --><\/p>\n<h2>Althenor's view<\/h2>\n<p><!-- \/wp:heading --><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p>At <strong>Althenor<\/strong>, we observe this intact confidence in bricks and mortar on a daily basis. Our clients confirm to us that, despite current tensions, demand is there \u2014 waiting for more favourable conditions and smoother support. That is why we advocate a concerted approach between market players, banks, legislators and operators like us, in order to <strong>make property investment more accessible, more readable, and durably attractive<\/strong>.<\/p>\n<p><!-- \/wp:paragraph --><!-- wp:paragraph {\"className\":\"\"} --><\/p>\n<p><!-- \/wp:paragraph --><\/p>","protected":false},"excerpt":{"rendered":"<p>Alors que les march\u00e9s financiers restent instables et que le contexte \u00e9conomique demeure incertain, l\u2019immobilier conserve une place privil\u00e9gi\u00e9e dans le c\u0153ur des Fran\u00e7ais.\u00a0Une r\u00e9cente \u00e9tude men\u00e9e par Catella Residential en partenariat avec YouGov r\u00e9v\u00e8le que\u00a0deux Fran\u00e7ais sur trois consid\u00e8rent encore l\u2019immobilier comme un placement s\u00fbr. Focus sur une tendance qui perdure, ses fondements, et [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":29944,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[173],"tags":[],"class_list":["post-29941","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-immobilier"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Why property remains a safe haven for French people in 2025 - Althenor<\/title>\n<meta name=\"description\" content=\"In 2025, 67% of French people consider property a safe haven. 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